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Use this menu to find other Eldercare Services in your area |
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North Carolina Reverse Mortgages |
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Apex NC - North Carolina reverse mortgage -- Buy And Sell Mortgage Group , Wake County Click to request assistance
Apex NC - North Carolina home equity loan -- Carolina Equity Services , Wake County Click to request assistance
Apex NC - North Carolina reverse mortgage -- Carolinas Lending Source Inc- , Wake County Click to request assistance
Apex NC - North Carolina home equity loan -- Prime Mortgage Lending Inc , Wake County Click to request assistance
Apex NC - North Carolina reverse mortgage -- Regency Home Funding Llc , Wake County Click to request assistance
Apex NC - North Carolina home equity loan -- Triangle Lending Group Llc , Wake County Click to request assistance
Archdale NC - North Carolina reverse mortgage -- Premier Mortgage Funding Inc , Guilford County Click to request assistance
Arden NC - North Carolina home equity loan -- Elite Mortgage Professionals , Buncombe County Click to request assistance
Asheboro NC - North Carolina reverse mortgage -- Allied Home Mortgage Capital Corp , Randolph County Click to request assistance
Asheboro NC - North Carolina home equity loan -- First Carolina Mortgage , Randolph County Click to request assistance
Asheboro NC - North Carolina reverse mortgage -- Integrity Mortgage Group , Randolph County Click to request assistance
Asheville NC - North Carolina home equity loan -- Family First Mortgage , Buncombe County Click to request assistance
Asheville NC - North Carolina reverse mortgage -- Mortgage Planning Group Inc , Buncombe County Click to request assistance
Asheville NC - North Carolina home equity loan -- Professional Lending Services , Buncombe County Click to request assistance
Atlantic Beach NC - North Carolina reverse mortgage -- Atlantic Mortgage Svc Inc , Carteret County Click to request assistance
Atlantic Beach NC - North Carolina home equity loan -- First Mortgage Corp , Carteret County Click to request assistance
Aydlett NC - North Carolina reverse mortgage -- Windsor Capital Mortgage , Currituck County Click to request assistance
Bennett NC - North Carolina home equity loan -- Family First Mortgage , Chatham County Click to request assistance
Bessemer City NC - North Carolina reverse mortgage -- A C Mortgage , Gaston County Click to request assistance
Burlington NC - North Carolina home equity loan -- Beneficial Mortgage Co of North Carolina , Alamance County Click to request assistance
Burlington NC - North Carolina reverse mortgage -- Corporate Investors Mortgage Group , Alamance County Click to request assistance
Burlington NC - North Carolina home equity loan -- Hallmark Residential Mortgage , Alamance County Click to request assistance
Burlington NC - North Carolina home equity loan -- Omega Mortgage Company , Alamance County Click to request assistance
Cary NC - North Carolina reverse mortgage -- American Mortgage Resources , Wake County Click to request assistance
Cary NC - North Carolina home equity loan -- Mattews & Mattews Mortgage , Wake County Click to request assistance
Cary NC - North Carolina reverse mortgage -- Primelending A Plaines Capital Company , Wake County Click to request assistance
Cary NC - North Carolina home equity loan -- Star Mortgage Corp , Wake County Click to request assistance
Charlotte NC - North Carolina reverse mortgage -- Approval First Mortgage Services , City of Charlotte & Mecklenburg County Click to request assistance
Charlotte NC - North Carolina home equity loan -- Ash & Associates Mortgage Planning , City of Charlotte & Mecklenburg County Click to request assistance
Charlotte NC - North Carolina reverse mortgage -- Atlantic Equity Mortgage , City of Charlotte & Mecklenburg County Click to request assistance
Charlotte NC - North Carolina home equity loan -- BancSouth Mortgage Corp , City of Charlotte & Mecklenburg County Click to request assistance
Charlotte NC - North Carolina home equity loan -- Barrons Mortgage Group , City of Charlotte & Mecklenburg County Click to request assistance
Charlotte NC - North Carolina reverse mortgage -- Bella Home Mortgage , City of Charlotte & Mecklenburg County Click to request assistance
Charlotte NC - North Carolina home equity loan -- Point Mortgage , City of Charlotte & Mecklenburg County Click to request assistance
Charlotte NC - North Carolina reverse mortgage -- Southgroup Mortgage , City of Charlotte & Mecklenburg County Click to request assistance
Charlotte NC - North Carolina home equity loan -- Stardust Mortgage Inc , City of Charlotte & Mecklenburg County Click to request assistance
Charlotte NC - North Carolina reverse mortgage -- Stone Bridge Mortgage Inc , City of Charlotte & Mecklenburg County Click to request assistance
Clemmons NC - North Carolina home equity loan -- American South Lending , Forsyth County Click to request assistance
Clemmons NC - North Carolina reverse mortgage -- BB&T Mortgage , Forsyth County Click to request assistance
Clemmons NC - North Carolina home equity loan -- East Choice Mortgage , Forsyth County Click to request assistance
Clemmons NC - North Carolina home equity loan -- Sunset Mortgage , Forsyth County Click to request assistance
Clemmons NC - North Carolina reverse mortgage -- Village Mortgage , Forsyth County Click to request assistance
Climax NC - North Carolina home equity loan -- Reverse Mortgage Solutions Inc , Guilford County Click to request assistance
Concord NC - North Carolina reverse mortgage -- Advantage Insurance & Mortgage , Cabarrus County Click to request assistance
Concord NC - North Carolina home equity loan -- Advantage Insurance & Mortgage Group , Cabarrus County Click to request assistance
Conover NC - North Carolina reverse mortgage -- Granite Mortgage Inc , Catawba County Click to request assistance
Conover NC - North Carolina home equity loan -- NationsBank , Catawba County Click to request assistance
Conover NC - North Carolina reverse mortgage -- Wells Fargo Home Mortgage , Catawba County Click to request assistance
Cornelius NC - North Carolina home equity loan -- Carolina Coastal Mortgage Funding , City of Charlotte & Mecklenburg County Click to request assistance
Cornelius NC - North Carolina reverse mortgage -- Carteret Mortgage Corp , City of Charlotte & Mecklenburg County Click to request assistance
Cornelius NC - North Carolina home equity loan -- Dickinson Mortgage & Associates , City of Charlotte & Mecklenburg County Click to request assistance
Cornelius NC - North Carolina reverse mortgage -- Park Mortgage , City of Charlotte & Mecklenburg County Click to request assistance
Cornelius NC - North Carolina home equity loan -- Riverbank Mortgage , City of Charlotte & Mecklenburg County Click to request assistance
Davidson NC - North Carolina reverse mortgage -- Wachovia Mortgage Corporation , City of Charlotte & Mecklenburg County Click to request assistance
Denver NC - North Carolina home equity loan -- Access Mortgage Investors , Lincoln County Click to request assistance
Denver NC - North Carolina home equity loan -- Advanced Mortgage Solutions , Lincoln County Click to request assistance
Denver NC - North Carolina reverse mortgage -- Integrity Home Mortgage Inc , Lincoln County Click to request assistance
Denver NC - North Carolina home equity loan -- Lake Shore Mortgage Services LLC , Lincoln County Click to request assistance
Dobson NC - North Carolina reverse mortgage -- Homeland Mortgage Llc , Surry County Click to request assistance
Durham NC - North Carolina home equity loan -- Pinnacle Funding Inc, Durham County Click to request assistance
Durham NC - North Carolina reverse mortgage -- Rbc Centura, Durham County Click to request assistance
Durham NC - North Carolina home equity loan -- Southbank, Durham County Click to request assistance
Durham NC - North Carolina reverse mortgage -- Suntrust Bank, Durham County Click to request assistance
Eden NC - North Carolina home equity loan -- First Triad Mortgage Corporation , Rockingham County Click to request assistance
Elizabeth City NC - North Carolina home equity loan -- Atlantic Discount Mortgage Corp , Pasquotank County Click to request assistance
Elizabeth City NC - North Carolina reverse mortgage -- Gateway Financial Mortgage , Pasquotank County Click to request assistance
Elizabeth City NC - North Carolina home equity loan -- Suntrust Mortgage Inc , Pasquotank County Click to request assistance
Emerald Isle NC - North Carolina reverse mortgage -- David A. Stokes, Carteret County Click to request assistance
Etowah NC - North Carolina home equity loan -- Appalachian Mortgage , Henderson County Click to request assistance
Faith NC - North Carolina reverse mortgage -- Carolina Mortgage Place , Rowan County Click to request assistance
Fayetteville NC - North Carolina home equity loan -- Allegiance Mortgage Corporation , Cumberland County Click to request assistance
Fayetteville NC - North Carolina reverse mortgage -- American General Financial Services , Cumberland County Click to request assistance
Fayetteville NC - North Carolina home equity loan -- Cape Fear Finance Co , Cumberland County Click to request assistance
Fayetteville NC - North Carolina reverse mortgage -- Carolina Mortgage , Cumberland County Click to request assistance
Fayetteville NC - North Carolina home equity loan -- Reliable Mortgage Brokers Inc , Cumberland County Click to request assistance
Franklin NC - North Carolina reverse mortgage -- Nantahala Bank & Trust Company , Macon County Click to request assistance
Frisco NC - North Carolina home equity loan -- Wachovia Mortgage Corporation , Dare County Click to request assistance
Gastonia NC - North Carolina reverse mortgage -- Carolina Commerce , Gaston County Click to request assistance
Gastonia NC - North Carolina home equity loan -- Carolina Mortgage Specialties , Gaston County Click to request assistance
Gastonia NC - North Carolina home equity loan -- Weyerhaeuser Mortgage Co , Gaston County Click to request assistance
Granite Falls NC - North Carolina reverse mortgage -- Cameron Mortgage , Caldwell County Click to request assistance
Granite Falls NC - North Carolina home equity loan -- Carolina Custom Mortgage , Caldwell County Click to request assistance
Granite Falls NC - North Carolina reverse mortgage -- Kastle Mortgage , Caldwell County Click to request assistance
Greensboro NC - North Carolina home equity loan -- 1st Capital Mortgage , Pamlico County Click to request assistance
Greensboro NC - North Carolina reverse mortgage -- American Mortgage Assistance , Pamlico County Click to request assistance
Greensboro NC - North Carolina home equity loan -- Bay Area Reverse Mortgage, Pamlico County Click to request assistance
Greensboro NC - North Carolina reverse mortgage -- Bradford Mortgage Company , Pamlico County Click to request assistance
Greensboro NC - North Carolina home equity loan -- World Mortgage Company , Pamlico County Click to request assistance
Greenville NC - North Carolina home equity loan -- Associate Mortgage Service , Pitt County Click to request assistance
Greenville NC - North Carolina reverse mortgage -- Benchmark Mortgage Corp , Pitt County Click to request assistance
Greenville NC - North Carolina home equity loan -- Dover Mortgage Co , Pitt County Click to request assistance
Greenville NC - North Carolina reverse mortgage -- First Mortgage Corporation , Pitt County Click to request assistance
Harrisburg NC - North Carolina home equity loan -- Homestead Mortgage Corp , Cabarrus County Click to request assistance
Havelock NC - North Carolina reverse mortgage -- Va Mortgage , Craven County Click to request assistance
Henderson NC - North Carolina home equity loan -- New Millenium Mortgage , Vance County Click to request assistance
Hendersonville NC - North Carolina reverse mortgage -- Apple Valley Mortgage Inc , Henderson County Click to request assistance
Hendersonville NC - North Carolina home equity loan -- HomeTrust Bank , Henderson County Click to request assistance
Hertford NC - North Carolina reverse mortgage -- Suntrust Mortgage Inc , Perquimans County Click to request assistance
Hickory NC - North Carolina home equity loan -- 1st Metropolitan Mortgage , Catawba County Click to request assistance
Hickory NC - North Carolina reverse mortgage -- Accurate Mortgage , Catawba County Click to request assistance
Hickory NC - North Carolina home equity loan -- Mortgage Connection Corp The , Catawba County Click to request assistance
Hickory NC - North Carolina reverse mortgage -- Mortgages Made Simple , Catawba County Click to request assistance
Hickory NC - North Carolina home equity loan -- WR Starkey Mortgage , Catawba County Click to request assistance
High Point NC - North Carolina home equity loan -- 1st Metropolitan Mortgage , Guilford County Click to request assistance
High Point NC - North Carolina reverse mortgage -- C & B Mortgage Corporation , Guilford County Click to request assistance
High Point NC - North Carolina home equity loan -- C & B Mortgage Corporation , Guilford County Click to request assistance
High Point NC - North Carolina reverse mortgage -- Community Mortgage Inc , Guilford County Click to request assistance
Holly Ridge NC - North Carolina home equity loan -- Trans Continental Lending Group , Onslow County Click to request assistance
Hookerton NC - North Carolina reverse mortgage -- Carolina Home Mortgage Services , Greene County Click to request assistance
Horse Shoe NC - North Carolina home equity loan -- Action Mortgage , Henderson County Click to request assistance
Hubert NC - North Carolina reverse mortgage -- Sunrise Mortgage Inc , Onslow County Click to request assistance
Hudson NC - North Carolina home equity loan -- American General Financial Services , Caldwell County Click to request assistance
Hudson NC - North Carolina home equity loan -- Catawba Valley Mortgage Corporation , Caldwell County Click to request assistance
Indian Trail NC - North Carolina reverse mortgage -- Family Home Solutions LLC , Union County Click to request assistance
Jacksonville NC - North Carolina home equity loan -- 1st Metropolitan Mortgage , Onslow County Click to request assistance
Jacksonville NC - North Carolina reverse mortgage -- 1st Metropolitan Mortgage , Onslow County Click to request assistance
Jacksonville NC - North Carolina home equity loan -- American General Financial Services , Onslow County Click to request assistance
Jacksonville NC - North Carolina reverse mortgage -- The Military Solutions Corp , Onslow County Click to request assistance
Jamestown NC - North Carolina home equity loan -- Sedgefield Mortgage , Guilford County Click to request assistance
Jefferson NC - North Carolina reverse mortgage -- Appalachian Mountain Mortgage , Ashe County Click to request assistance
Jonesville NC - North Carolina home equity loan -- Hometown Mortgage Lending of Nc Inc , Yadkin County Click to request assistance
Kernersville NC - North Carolina reverse mortgage -- 1st Metropolitan Mortgage , Forsyth County Click to request assistance
Kernersville NC - North Carolina home equity loan -- American General Financial Services , Forsyth County Click to request assistance
Kernersville NC - North Carolina reverse mortgage -- Coast To Coast Mortgage , Forsyth County Click to request assistance
Kernersville NC - North Carolina home equity loan -- Royalty Finance , Forsyth County Click to request assistance
Kill Devil Hills NC - North Carolina reverse mortgage -- Coastal Mortgage Financial Corporation , Dare County Click to request assistance
Kill Devil Hills NC - North Carolina home equity loan -- Suntrust Mortgage Inc , Dare County Click to request assistance
Kill Devil Hills NC - North Carolina home equity loan -- Wachovia Mortgage Corporation , Dare County Click to request assistance
King NC - North Carolina reverse mortgage -- Merit Mortgage Inc , Stokes County Click to request assistance
Kinston NC - North Carolina home equity loan -- Coastal Carolina Mortgage Lenders Inc , Lenoir County Click to request assistance
Kitty Hawk NC - North Carolina reverse mortgage -- Albemarle Mortgage Llc , Dare County Click to request assistance
Kitty Hawk NC - North Carolina home equity loan -- Bradford Mortgage , Dare County Click to request assistance
Kitty Hawk NC - North Carolina reverse mortgage -- Planters Mortgage Company , Dare County Click to request assistance
Lenoir NC - North Carolina home equity loan -- Integrity Home Mortgage Inc , Caldwell County Click to request assistance
Lexington NC - North Carolina reverse mortgage -- Davidson Mortgage Services Inc , Davidson County Click to request assistance
Lexington NC - North Carolina home equity loan -- Triad Mortgage Professionals Inc , Davidson County Click to request assistance
Lexington NC - North Carolina home equity loan -- Wachovia Mortgage Financial Services , Davidson County Click to request assistance
Madison NC - North Carolina reverse mortgage -- Turnkey Mortgage Services Inc , Rockingham County Click to request assistance
Manteo NC - North Carolina home equity loan -- Dare Mortgage & Insurance Services , Dare County Click to request assistance
Matthews NC - North Carolina reverse mortgage -- Associated Mortgages Services , Union County Click to request assistance
Mills River NC - North Carolina home equity loan -- Carolina Mortgage Professionals , Henderson County Click to request assistance
Mint Hill NC - North Carolina reverse mortgage -- Mortgage Source The , City of Charlotte & Mecklenburg County Click to request assistance
Mint Hill NC - North Carolina home equity loan -- Pinnacle Mortgage Solutions , City of Charlotte & Mecklenburg County Click to request assistance
Mint Hill NC - North Carolina reverse mortgage -- Southern Mortgage Unlimited , City of Charlotte & Mecklenburg County Click to request assistance
Mocksville NC - North Carolina home equity loan -- DC Mortgage , Davie County Click to request assistance
Monroe NC - North Carolina reverse mortgage -- American Mortgage Of Monroe , Union County Click to request assistance
Monroe NC - North Carolina home equity loan -- AmeriSouth Mortgage Company , Union County Click to request assistance
Monroe NC - North Carolina reverse mortgage -- Mortgage Shoppe Inc The , Union County Click to request assistance
Monroe NC - North Carolina home equity loan -- Summit Home Mortgage , Union County Click to request assistance
Mooresville NC - North Carolina reverse mortgage -- American Security Mortgage Corp , Iredell County Click to request assistance
Mooresville NC - North Carolina home equity loan -- Amerifirst Home Mortgage - Mooresville , Iredell County Click to request assistance
Mooresville NC - North Carolina reverse mortgage -- Southern Homes Mortgage Of NC , Iredell County Click to request assistance
Morehead City NC - North Carolina home equity loan -- Allied Home Mortgage Capital Corporation , Carteret County Click to request assistance
Morehead City NC - North Carolina reverse mortgage -- Carolina Mortgage Source Llc , Carteret County Click to request assistance
Morehead City NC - North Carolina home equity loan -- Coastal Finance , Carteret County Click to request assistance
Morganton NC - North Carolina home equity loan -- Diamond T Mortgage , Burke County Click to request assistance
Mount Airy NC - North Carolina reverse mortgage -- Advance Mortgage Co , Surry County Click to request assistance
Mount Airy NC - North Carolina home equity loan -- Family First Mortgage , Surry County Click to request assistance
Mount Airy NC - North Carolina reverse mortgage -- Granite City Mortgage , Surry County Click to request assistance
Mount Airy NC - North Carolina home equity loan -- Stratford Mortgage Group , Surry County Click to request assistance
Murphy NC - North Carolina reverse mortgage -- Main Street Mortgage , Cherokee County Click to request assistance
Nags Head NC - North Carolina home equity loan -- Anytime Mortgage , Dare County Click to request assistance
Nags Head NC - North Carolina reverse mortgage -- Outer Banks Mortgage Company , Dare County Click to request assistance
New Bern NC - North Carolina home equity loan -- Cape Fear Mortgage , Craven County Click to request assistance
New Bern NC - North Carolina reverse mortgage -- East Carolina Mortgage , Craven County Click to request assistance
Newton NC - North Carolina home equity loan -- American General Financial Services , Catawba County Click to request assistance
Newton NC - North Carolina reverse mortgage -- Bank Of Granite , Catawba County Click to request assistance
Newton NC - North Carolina home equity loan -- Carolina Farm Credit , Catawba County Click to request assistance
Newton NC - North Carolina reverse mortgage -- Mortgages R Us , Catawba County Click to request assistance
Newton NC - North Carolina home equity loan -- Norstar Mortgage Group , Catawba County Click to request assistance
Oak Ridge NC - North Carolina home equity loan -- Triad Private Mortgage & Investments , Guilford County Click to request assistance
Oxford NC - North Carolina reverse mortgage -- SunTrust Mortgage Inc , Granville County Click to request assistance
Pfafftown NC - North Carolina home equity loan -- All Credit Mortgage Inc , Forsyth County Click to request assistance
Pineville NC - North Carolina reverse mortgage -- Alianza Mortgage , City of Charlotte & Mecklenburg County Click to request assistance
Pineville NC - North Carolina home equity loan -- Integrity One Mortgage Group , City of Charlotte & Mecklenburg County Click to request assistance
Pisgah Forest NC - North Carolina reverse mortgage -- Ecusta Credit Union , Transylvania County Click to request assistance
Plymouth NC - North Carolina home equity loan -- Benchmark Mortgage , Washington County Click to request assistance
Plymouth NC - North Carolina reverse mortgage -- Safeway Mortgage Co , Washington County Click to request assistance
Raleigh NC - North Carolina home equity loan -- Capitol Center Offices LLC, Wake County Click to request assistance
Raleigh NC - North Carolina home equity loan -- Allied Home Mortgage Capital Corporation , Wake County Click to request assistance
Raleigh NC - North Carolina reverse mortgage -- American Mortgage Company , Wake County Click to request assistance
Raleigh NC - North Carolina home equity loan -- amros Enterprises , Wake County Click to request assistance
Raleigh NC - North Carolina reverse mortgage -- Axiom Home Mortgage Llc , Wake County Click to request assistance
Raleigh NC - North Carolina home equity loan -- Beneficial , Wake County Click to request assistance
Raleigh NC - North Carolina reverse mortgage -- Carolina First Mortgage , Wake County Click to request assistance
Raleigh NC - North Carolina home equity loan -- Cunningham & Company , Wake County Click to request assistance
Raleigh NC - North Carolina reverse mortgage -- DNJ Mortgage , Wake County Click to request assistance
Raleigh NC - North Carolina home equity loan -- Equity Services Inc.. , Wake County Click to request assistance
Raleigh NC - North Carolina reverse mortgage -- F & I Mortgage & Financial Services Llc , Wake County Click to request assistance
Raleigh NC - North Carolina home equity loan -- Integrated Funding , Wake County Click to request assistance
Raleigh NC - North Carolina reverse mortgage -- Mortgage Servicing Inc , Wake County Click to request assistance
Raleigh NC - North Carolina home equity loan -- Perennial Mortgage Group , Wake County Click to request assistance
Raleigh NC - North Carolina reverse mortgage -- Resource Mortgage & Financial , Wake County Click to request assistance
Raleigh NC - North Carolina home equity loan -- Target Mortgage Services Inc , Wake County Click to request assistance
Rocky Mount NC - North Carolina home equity loan -- Affiliated Mortgage Services , Edgecombe County Click to request assistance
Rocky Mount NC - North Carolina reverse mortgage -- Capital Mortgage Corporation , Edgecombe County Click to request assistance
Rocky Mount NC - North Carolina home equity loan -- Sterling Mortgage Corp , Edgecombe County Click to request assistance
Ronda NC - North Carolina reverse mortgage -- Mortgage Tree Lending , Wilkes County Click to request assistance
Roxboro NC - North Carolina home equity loan -- American Home Mortgage , Person County Click to request assistance
Roxboro NC - North Carolina reverse mortgage -- Family First Mortgage Corp , Person County Click to request assistance
Rural Hall NC - North Carolina home equity loan -- Federal Financial Services Inc , Forsyth County Click to request assistance
Salisbury NC - North Carolina reverse mortgage -- Allen Mortgage Inc , Rowan County Click to request assistance
Salisbury NC - North Carolina home equity loan -- Camille Lombard Mortgage Services , Rowan County Click to request assistance
Salisbury NC - North Carolina home equity loan -- Priority 1 Mortgage Services , Rowan County Click to request assistance
Salisbury NC - North Carolina reverse mortgage -- Triad Mortgage Professionals Inc , Rowan County Click to request assistance
Shelby NC - North Carolina home equity loan -- All American Mortgage Group Llc , Cleveland County Click to request assistance
Shelby NC - North Carolina reverse mortgage -- Beneficial Mortgage Co of North Carolina , Cleveland County Click to request assistance
Shelby NC - North Carolina home equity loan -- Hillbrook Mortgage & Finance , Cleveland County Click to request assistance
Spring Lake NC - North Carolina reverse mortgage -- Omni Financial , Cumberland County Click to request assistance
Stanley NC - North Carolina home equity loan -- Webb Mortgage Group LLC , Gaston County Click to request assistance
Statesville NC - North Carolina reverse mortgage -- Premier Mortgage , Iredell County Click to request assistance
Summerfield NC - North Carolina home equity loan -- Wells Fargo Home Mortgage , Guilford County Click to request assistance
Swansboro NC - North Carolina reverse mortgage -- Coastal Finance , Onslow County Click to request assistance
Tarawa Terrace NC - North Carolina home equity loan -- Bank of America , Onslow County Click to request assistance
Tarboro NC - North Carolina reverse mortgage -- All Fund Mortgage , Edgecombe County Click to request assistance
Taylorsville NC - North Carolina home equity loan -- First Class Mortgage , Alexander County Click to request assistance
Thomasville NC - North Carolina reverse mortgage -- High Rock Mortgage Inc , Davidson County Click to request assistance
Tryon NC - North Carolina home equity loan -- Tryon Federal Bank , Polk County Click to request assistance
Vale NC - North Carolina home equity loan -- Mortgages R Us , Lincoln County Click to request assistance
Walkertown NC - North Carolina reverse mortgage -- Newbridge Bank , Forsyth County Click to request assistance
Walkertown NC - North Carolina home equity loan -- Suntrust Bank Walkertown Main Office , Forsyth County Click to request assistance
Washington NC - North Carolina reverse mortgage -- All Fund Mortgage , Beaufort County Click to request assistance
Washington NC - North Carolina home equity loan -- Inner Bank Mortgages Inc , Beaufort County Click to request assistance
Waxhaw NC - North Carolina reverse mortgage -- Maverick Residential Mortgage , Union County Click to request assistance
Waxhaw NC - North Carolina home equity loan -- Primary Residential Mortgage , Union County Click to request assistance
Waxhaw NC - North Carolina reverse mortgage -- Value Mortgage Center LLC , Union County Click to request assistance
Wilkesboro NC - North Carolina home equity loan -- Mortgage Tree Lending , Wilkes County Click to request assistance
Wilmington NC - North Carolina home equity loan -- Reverse Mortgages Financial Freedom , New Hanover County Click to request assistance
Wilson NC - North Carolina reverse mortgage -- AAA Mortgage , Wilson County Click to request assistance
Wilson NC - North Carolina home equity loan -- Atlantic Mortgage Service , Wilson County Click to request assistance
Wilson NC - North Carolina reverse mortgage -- Carolina Mortgage Group Inc , Wilson County Click to request assistance
Wilson NC - North Carolina home equity loan -- First Mortgage Corp of Wilson , Wilson County Click to request assistance
Winston Salem NC - North Carolina reverse mortgage -- USA Group Inc , Forsyth County Click to request assistance
Winston Salem NC - North Carolina home equity loan -- Wagner Financial Services Inc , Forsyth County Click to request assistance
Winterville NC - North Carolina reverse mortgage -- Family First Mortgage , Pitt County Click to request assistance
Winterville NC - North Carolina home equity loan -- Sunset Mortgage , Pitt County Click to request assistance
Yanceyville NC - North Carolina reverse mortgage -- Anb Mortgage , Caswell County Click to request assistance
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Contact North Carolina Reverse Mortgage Services
For the convenience of the public, care providers are listed on this page to show services available in a particular area. We cannot verify the business practice or the background of providers listed on this page. As a result, we do not provide contact information. Members of the North Carolina Senior Care Council, listed on this site, have agreed to abide by a code of ethics. If you wish to contact a member of the North Carolina Senior Care Council regarding any of the eldercare services listed on this page, please fill out the form below and a council member will contact you. Please be aware that your information may be shared with other members of the Care Planning Council who might be able to help you as well. Read Our Disclaimer.
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About Reverse Mortgages
For many seniors the equity in their home is their largest single asset, yet it is unavailable to use unless they use a home-equity loan. But a conventional loan really doesn't free up the equity because the money has to be paid back with interest.
A reverse mortgage is a risk-free way of tapping into home equity without creating monthly payments and without requiring the money to be paid back during a person's lifetime. Instead of making payments the cash flow is reversed and the senior receives payments from the bank. Thus the title "reverse mortgage".
Many seniors are finding they can use a reverse mortgage to pay off an existing conventional mortgage, to create money for a down payment for a second home or to pay off debt. Popularity is skyrocketing. Over the last five years the number of reverse mortgages nationwide has tripled. The uses of this untapped wealth are only limited by a person's imagination.
For those seniors who are less fortunate but own a home, a reverse mortgage can allow them to remain in the home by creating extra income. It can also allow for remodeling or repairs and when the time comes to sell, the investment in the home can make it more valuable.
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About Reverse Mortgages
For many seniors the equity in their home is their largest single asset, yet it is unavailable to use unless they use a home-equity loan. But a conventional loan really doesn't free up the equity because the money has to be paid back with interest.
A reverse mortgage is a risk-free way of tapping into home equity without creating monthly payments and without requiring the money to be paid back during a person's lifetime. Instead of making payments the cash flow is reversed and the senior receives payments from the bank. Thus the title "reverse mortgage".
Many seniors are finding they can use a reverse mortgage to pay off an existing conventional mortgage, to create money for a down payment for a second home or to pay off debt. Popularity is skyrocketing. Over the last five years the number of reverse mortgages nationwide has tripled. The uses of this untapped wealth are only limited by a person's imagination.
For those seniors who are less fortunate but own a home, a reverse mortgage can allow them to remain in the home by creating extra income. It can also allow for remodeling or repairs and when the time comes to sell, the investment in the home can make it more valuable.
False Beliefs
- "The lender could take my house." The homeowner retains full ownership. The Reverse Mortgage is just like any other mortgage; you own the title and the bank holds a lien. You can pay it off anytime you like.
- "I can be thrown out of my own home." Homeowners can stay in the home as long as they live, with no payment requirement.
- "I could end up owing more than my house is worth." The homeowner can never owe more than the value of the home at the time the loan is due.
- "My heirs will be against it." Experience demonstrates heirs are in favor of Reverse Mortgages.
Virtually anyone can qualify. You must be at least 62, own and live in, as a primary residence, a home [1-4 family residence, condominium, co-op, permanent mobile home, or manufactured home] in order to qualify for a reverse mortgage.
There are no income, asset or credit requirements. It is the easiest loan to qualify for.
A reverse mortgage is similar to a conventional mortgage. As an example:
- The bank does not own the home but owns a lien on the property just as with any other mortgage
- You continue to hold title to the property as with any other mortgage
- The bank has no recourse to demand payment from any family member if there is not enough equity to cover paying off the loan
- There is no penalty to pay off the mortgage early
The proceeds from a reverse mortgage are tax-free and can be used for any legal purpose you wish:
- daily living expenses
- home repairs and improvements
- medical bills and prescription drugs
- pay-off of existing debts
- education, travel
- long-term care and/or long-term care insurance
- financial and estate tax plans
- gifts and trusts
- to purchase life insurance
- or any other needs you may have.
The amount of reverse mortgage benefit for which you may qualify, will depend on
- your age at the time you apply for the loan,
- the reverse mortgage program you choose,
- the value of your home, current interest rates,
- and for some products, where you live.
As a general rule, the older you are and the greater your equity, the larger the reverse mortgage benefit will be (up to certain limits, in some cases). The reverse mortgage must pay off any outstanding liens against your property before you can withdraw additional funds.
The loan is not due and payable until the borrower no longer occupies the home as a principal residence (i.e. the borrower sells, moves out permanently or passes away). At that time, the balance of borrowed funds is due and payable, all additional equity in the property belongs to the owners or their beneficiaries.
There are three reverse mortgage loan products available, the FHA - HECM (Home Equity Conversion Mortgage), Fannie Mae - HomeKeeper®, and the Cash Account programs. Over 90% of all reverse mortgages are HECM contracts.
The costs associated with getting a reverse mortgage are similar to those with a conventional mortgage, such as the origination fee, appraisal and inspection fees, title policy, mortgage insurance and other normal closing costs. With a reverse mortgage, all of these costs will be financed as part of the mortgage prior to your withdrawal of additional funds.
You must participate in an independent Credit Counseling session with a FHA-approved counselor early in the application process for a reverse mortgage. The counselor's job is to educate you about all of your mortgage options. This counseling session is at no cost to the borrower and can be done in person or, more typically, over the telephone. After completing this counseling, you will receive a Counseling Certificate in the mail which must be included as part of the reverse mortgage application.
You can choose 3 options to receive the money from a reverse mortgage:
1) all at once (lump sum);
2) fixed monthly payments (for up to life);
3) a line of credit; or a combination of a line of credit and monthly payments. The most popular option, chosen by more than 60 percent of borrowers, is the line of credit, which allows you to draw on the loan proceeds at any time.
Keeping money in a reverse mortgage line of credit in most states will not count as an asset for Medicaid eligibility as this would be considered a loan and not a resource for Medicaid spend down. However transferring the money to an investment or to a bank account would represent an asset and would trigger a spend down requirement. Please note however that distinguishing between what portion of reverse mortgage proceeds might be counted as a loan and what portion as an asset is not a simple black and white decision. It is best to get an opinion from an elder attorney in your state.
If a senior homeowner chooses to repay any portion of the interest accruing against his borrowed funds, the payment of this interest may be deductible (just as any mortgage interest may be). A reverse mortgage loan will be available to a senior homeowner to draw upon for as long as that person lives in the home. And, in some cases, the lender increases the total amount of the line of credit over time (unlike a traditional Home Equity Line whose credit limit is established at origination). If a senior homeowner stays in the property until he or she dies, his or her estate valuation will be reduced by the amount of the debt.
At the death of the last borrower or the sale of the home, the loan is repaid from equity in the home. Any remaining equity (which is often the case) goes to the heirs. Almost all reverse mortgages are the HECM loan which is guaranteed by FHA mortgage insurance. If there is not enough equity to cover the loan, the insurance satisfies the loan by paying the deficit. With a HECM loan, the bank will never come after the heirs to satisfy the mortgage obligation.
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